Doctor & Locum mortgages

Doctors or locum doctors – are you looking for a mortgage that meets your needs?

As a doctor or locum doctor you may not meet the strict lending criteria required by many mortgage lenders. Whether you are on a short or temporary contract and/or working variable hours, or you are a trainee or junior doctor, operating as a partner of a private practice, or working with an agency or as a self-employed locum doctor, Light Sky Mortgages have the expertise and experience to meet your mortgage needs.

Light Sky Mortgages have access to a wide range of mortgage lenders who can tailor products to meet your needs, and who can offer you very competitive rates and products.

Calculate how much you can borrow


If you are looking for excellent customer service and advisors who are experts in this field please contact us. You will then be introduced to an advisor who will be happy to discuss your options and find the perfect product for you.

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Remortgaging and Product Transfers

If you’re looking to save money on your mortgage, either now or in the near future, or you want to raise funds from the value your property, we can help. Re-mortgaging could save you thousands of pounds. We will check with all of our lenders, including your existing lender, to get the best deal for you. Contact us to see how much money you can save.

The Doctor & Locum Mortgage Specialist you’ve been looking for.

If you are a first-time buyer, a home mover or are considering a re-mortgage or organising a buy-to-let or if you need any other type of mortgage-related help, please get in touch with us.
Call 023 8235 4414 or email us.

Mortgage protection

We can ensure you are protected for your new mortgage and discuss the type of insurance policy you might need, depending on your situation.

Read more about protection

Home insurance

If you own your own home, you’ll need to have buildings insurance just in case your home is damaged and needs a repair, as well as contents insurance.

Read more about insurance

Your home may be repossessed if you do not keep up repayments on your mortgage

Light Sky Mortgages Ltd is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Director Generals House, 15 Rockstone Place, Southampton, SO15 2EP.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service.

023 8235 4414

Director Generals House 15 Rockstone Place Southampton SO15 2EP

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