Mortgage Protection

Light Sky Mortgages can ensure you are protected for your new mortgage and discuss the type of insurance policy you might need, depending on your situation.

Life insurance

This will pay your dependents a lump sum or regular payments if you die unexpectedly. If you have a partner or children, life insurance can provide you with the reassurance that they will be able to cope financially without you.

Income protection insurance

This is designed to support you financially if you can’t work due to illness or injury and your income drops. This type of policy is particularly relevant for anyone who is self-employed and wouldn’t get sick pay.

You might consider getting short-term income protection insurance. This type of policy will pay out a monthly sum, for a set period of time, if you lose your source of income due to illness, injury or redundancy.

Critical illness cover

This will cover you in the event of being diagnosed with a specific type of life changing condition.

Payment protection insurance

This will support you if illness or redundancy means you can’t meet regular payments of your debts.

Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income.

If you are not sure which option is right for you, please talk to us and we can guide you through all the options. Call 023 8235 4414 or email us.

The Light Sky Mortgages service

Individual advice

We provide our services to suit you, whether face to face, telephone or email

Bespoke mortgage finder

We search a comprehensive range of mortgage products to ensure we find the right mortgage for you

Client for life philosophy

We continue to monitor the market place and will keep you updated on opportunities

Mortgage protection

We can ensure you are protected for your new mortgage and discuss the type of insurance policy you might need, depending on your situation.

Read more about protection

Home insurance

If you own your own home, you’ll need to have buildings insurance just in case your home is damaged and needs a repair, as well as contents insurance.

Read more about insurance

Hear from our customers

“We would like to express our gratitude to Gary at Light Sky Mortgages for his exceptional service. Gary was extremely helpful and found us an affordable deal at a fantastic rate. He worked very swiftly and we were kept updated throughout the whole process. We admire his honesty and professionalism. When our Mortgage is due for renewal, we will undoubtably be contacting Light Sky Mortgages for their services.”
"Jason & Jay"

“I would like to say thank you for all the help you gave me with my 2 mortgages. You found me the deals that suited my requirements swiftly and then did the majority of the work for me, allowing me to carry on with my day job. Also when I did have any questions you were very happy to help get me the information or chase up all other other parties on my behalf. I would strongly recommend you to anyone looking for a professional service.”
"Mr Bhatti"

Your home may be repossessed if you do not keep up repayments on your mortgage

Light Sky Mortgages Ltd is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Director Generals House, 15 Rockstone Place, Southampton, SO15 2EP.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service.

023 8235 4414

Director Generals House 15 Rockstone Place Southampton SO15 2EP
services@lightskymortgages.co.uk

© Light Sky Mortgages | Terms & Conditions | Privacy Policy | Site Map | Website by 3Men²