Insurance

If you own your own home, you’ll need to have buildings cover just in case your home is damaged and needs a repair.

It’s usually a condition of your mortgage and, if you’re a landlord, it’s your responsibility – not your tenants.

Home insurance is a general term used to describe two very different types of insurance:

  • Buildings insurance – for permanent fixtures and fittings, like kitchens and bathrooms
  • Contents insurance – for things you keep in your home, like furniture, TVs, personal belongings and some types of flooring including carpets

You can buy both types of insurance separately, or in many cases, you can get them as a joint policy from one insurance company.

Please note that these services will be referred to a 3rd party.

If you are not sure how to choose your insurance, please talk to us and we can guide you through all the options. Call 023 8235 4414 or email us.

The Light Sky Mortgages service

Individual advice

We provide our services to suit you, whether face to face, telephone or email

Bespoke mortgage finder

We search a comprehensive range of mortgage products to ensure we find the right mortgage for you

Client for life philosophy

We continue to monitor the market place and will keep you updated on opportunities

Mortgage protection

We can ensure you are protected for your new mortgage and discuss the type of insurance policy you might need, depending on your situation.

Read more about protection

Tell your friends!

Refer a friend to us and if they use our services and complete on a mortgage, we’ll send you a £25 One4all
gift card to say thank you. Choose where to spend it from 55,000 stores nationwide and online.

Hear from our customers

“We would like to express our gratitude to Gary at Light Sky Mortgages for his exceptional service. Gary was extremely helpful and found us an affordable deal at a fantastic rate. He worked very swiftly and we were kept updated throughout the whole process. We admire his honesty and professionalism. When our Mortgage is due for renewal, we will undoubtably be contacting Light Sky Mortgages for their services.”
"Jason & Jay"

“I would like to say thank you for all the help you gave me with my 2 mortgages. You found me the deals that suited my requirements swiftly and then did the majority of the work for me, allowing me to carry on with my day job. Also when I did have any questions you were very happy to help get me the information or chase up all other other parties on my behalf. I would strongly recommend you to anyone looking for a professional service.”
"Mr Bhatti"

Your home may be repossessed if you do not keep up repayments on your mortgage

Light Sky Mortgages Ltd is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Director Generals House, 15 Rockstone Place, Southampton, SO15 2EP.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service.

023 8235 4414

Director Generals House 15 Rockstone Place Southampton SO15 2EP
services@lightskymortgages.co.uk

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